Critical Illness Insurance Certificate Program

This certificate program introduces financial advisors to the valuable role critical illness insurance can play in a client’s financial plan. Ensuring your clients are aware of critical illness insurance is a clear demonstration of the "value of advice" you provide. Regardless of whether or not your clients purchase critical illness insurance, they need to be properly informed about it.

The Critical Illness Insurance Certificate program will not only introduce you to how this innovative product addresses your client’s risk of suffering a significant illness, but it will also help you fully understand the product, including its unique underwriting requirements and how to position it with your clients.

Who should enrol?

  • Individuals looking to earn a certificate in critical Illness insurance
  • Individuals looking to obtain a greater understanding of critical illness insurance

Program Structure

To successfully obtain the Critical Illness Insurance Certificate, students must complete all three modules in this program within one calendar year. Enrol in each module individually or by program.

Program Modules

Module 1: Product Design & Marketing (4 CE, Including 2 Ethics)

The Life Insurance module provides the groundwork for recommending individual and group life insurance products adapted to the client's needs and situation. Included in this module are strategies to assess the client’s life insurance needs, features and purposes of various life insurance products, methods for analyzing client needs and recommending appropriate insurance products to address them, approaches to providing ongoing client service and monitoring contractual changes in the life insurance contract.

1Learning Objectives
  • Understand how an analysis helps identify a client's needs, the importance of communicating the policy provisions and the conditions for a successful claim
  • Understand where CI insurance fits into an overall plan
2Overview

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 4 CE, including 2 Ethics

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements

Additional Material: None

Completion Requirements:

  • Passing mark is 60%
  • Completion of one online quiz (100% of overall mark)
3Features
  • 24/7 access to the Advocis Learning Centre
  • One-month window for completion
  • Two quiz attempts
  • Access to the Binder tool
  • Download content
  • Access to help for module-related questions
  • ReadSpeaker text-to-speech
4Delivery
  • Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.
5Price

Members: $50.00 plus shipping & taxes

Non-members: $75.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 30 days after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process
6Bundle

Members: $90.00 plus shipping & taxes

Non-members: $153.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 1 year after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process

Module 2: Plans, Options & Provisions (3 CE)

Through a review of various critical illness insurance plans, this module provides an overview of the features of each type of CI plan with special attention given to optional benefits such as Return of Premium on Death (ROPD). General exclusions and limitations are described that are important to understand for the practitioner and the client.

1Learning Objectives
  • Explain definitions and the key features to compare when selecting the CI product
2Overview

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 3 CE

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements

Additional Material: None

Completion Requirements:

  • Passing mark is 60%
  • Completion of one online quiz (100% of overall mark)
3Features
  • 24/7 access to the Advocis Learning Centre
  • One-month window for completion
  • Two quiz attempts
  • Access to the Binder tool
  • Download content
  • Access to help for module-related questions
  • ReadSpeaker text-to-speech
4Delivery
  • The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.
5Price

Members: $40.00 plus shipping & taxes

Non-members: $60.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 30 days after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process
6Bundle

Members: $90.00 plus shipping & taxes

Non-members: $153.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 1 year after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process

Module 3: Underwriting & Claims (2 CE)

This module addresses the special underwriting considerations for CI insurance considering that the insurance coverage is for critical illnesses such as cancer, heart attacks and strokes. The module also looks at the unique nature of CI claims adjudication.

1Learning Objectives
  • Identify the key health conditions and their concerns from a CI underwriting perspective
  • Understand the significance and impact of family medical history
2Overview

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 2 CE

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements

Additional Material: None

Completion Requirements:

  • Passing mark is 60%
  • Completion of one online quiz (100% of overall mark)
3Features
  • 24/7 access to the Advocis Learning Centre
  • One-month window for completion
  • Two quiz attempts
  • Access to the Binder tool
  • Download content
  • Access to help for module-related questions
  • ReadSpeaker text-to-speech
4Delivery
  • Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.
5Price

Members: $30.00 plus shipping & taxes

Non-members: $45.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 30 days after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process
6Bundle

Members: $90.00 plus shipping & taxes

Non-members: $153.00 plus shipping & taxes

Administrative Policies:

  • All purchases are non-refundable
  • There are no cancellations or extensions
  • Expiry date is 1 year after registration
  • Students must re-purchase after 2 unsuccessful attempts
  • Allow for 1-2 business days to access the module following the registration and payment process
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